ISLAMABAD: The federal government has increased profit rates on several National Savings schemes, aiming to enhance returns for investors and make savings instruments more attractive.
An official notification of CDNS has confirmed new profit rates from May 26, 2026, onwards.
As per the details given in the notification, the profit rate on Special Savings Certificates and Special Savings Accounts will be 11.6 percent per annum for the first five periods and 12.4 percent for the last period of the certificate.
On Short-Term Savings Certificates, profit rates have been revised upwards. Investors can now earn a profit rate of 10.48 percent per annum for three months’ period, 10.58 percent for six months’ period, and 11.23 percent for one year.
The notification also says that the profit rate for Regular Savings Accounts will remain the same, which is 10 percent per annum.
Regarding the Shariah-compliant investment scheme, new returns on Sarwa Islamic Term Accounts have been increased. An annual profit rate of 10.93 percent is expected to be given by Sarwa Islamic Term Account for one year. Returns on the five-year account will be up to 11.16 percent.
On the other hand, interest rates on Defence Savings Certificates, Bahbood Savings Certificates, Pensioner’s Benefit Account, and Shuhada Family Welfare Account will remain unchanged at 12% per annum.
It was stated that these interest rates were revised with the aim of boosting the confidence of investors in government savings schemes.
