ISLAMABAD: The Benazir Income Support Programme (BISP) is gradually phasing out its traditional cash payment mechanism and replacing it with a modern digital wallet system aimed at improving transparency, efficiency, and ease of access for millions of beneficiaries across Pakistan.
Under the first phase, the conventional cash disbursement method will be discontinued, eliminating long queues and complicated payment procedures. Financial assistance will instead be transferred directly into beneficiaries’ bank accounts or mobile wallets.
According to officials, the second phase will introduce a fully automated system under which eligible individuals will no longer need to visit offices, submit applications, or fill out forms.
Beneficiaries will be automatically linked to banks or mobile wallet services through an integrated database system, while confirmation notifications will also be issued upon completion of the process.
In the third phase, multiple banking and digital payment platforms will be integrated into the system, including Habib Bank Limited (HBL), Bank Al-falah, Bank of Punjab, HBL Connect, Jazz Cash, and Easy paisa. Beneficiaries in each district will be connected to designated service providers accordingly.
The fourth phase will make biometric verification through thumb impressions mandatory for payment collection. After successful verification, beneficiaries will be able to withdraw funds through bank branches, ATMs, or authorized retail outlets.
Officials said the fifth phase will further expand digital wallet services by enabling money transfers, mobile wallet transactions, and direct purchases from selected retail stores.
Regarding the sixth and final phase, authorities stated that the next installment schedule depends on the complete integration of the wallet system and SIM verification process.
Therefore, the upcoming payment schedule has not yet been announced, as the current focus remains on finalizing the BISP digital wallet infrastructure.
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