Fysal Bank reported stable financial indicators, earning 15 billion in the last six months, with total assets reaching Rs 1.7 trillion, a significant increase in current accounts and net financing, which demonstrates strong confidence expressed by sponsors.
Faisal Bank Limited (FBL) has demonstrated stable financial performance and reported a profit before tax (PBT) of Rs 32.8 billion and a profit after tax of Rs 15 billion. Earnings per share were Rs 9.89. The bank has also announced an interim cash dividend of Rs 1.5 per share, i.e., 15%.
According to the report, Faysal Bank’s balance sheet saw steady growth and total assets reached Rs 1.7 trillion, which is the result of a significant increase in deposits. Current accounts have continued to grow over the past few years, growing by nearly 30% in the last 9 months to Rs 528 billion as of September 2025. Total deposits also increased by over 22% to Rs 1.3 trillion as compared to December 2024. FBL’s net financing recorded a 14.5% increase, reaching Rs 726 billion. The Capital Adequacy Ratio (CAR) remained stable at 16.0%, well above regulatory requirements. Assets further improved, and Non-Performing Loans (CPL) declined to 2.9% from 3.6% in December 2024.
Faisal Bank’s financial performance reflects its strong business fundamentals, prudent risk management practices, and focus on innovation. These initiatives further strengthen the bank’s position as a leading player in the industry. The bank is committed to sustainable growth and delivering maximum benefits to its stakeholders. Faysal Bank Chairman Mian Muhammad Younis, while praising the bank’s performance, said, “Alhamdulillah, the results for the nine months ended September 2025 demonstrate the sustainability and robustness of our Islamic banking model.
These results are the result of the strategic vision of the Board and the continuous efforts of the management team. We are deeply grateful to our valued customers, who consider Faysal Bank as their preferred partner in Islamic finance.” Relying on Faysal Bank, Darul Mal Islami Trust (DMIT), and Ithmaar Group, the majority sponsors of Faysal Bank, have reiterated their unwavering commitment to the bank’s long-term presence and growth in Pakistan.
Juma Abol, Group Chief Executive Officer, DMIT, said, “Faisal Bank is an integral part of DMIT and the Ithmar Group. We are committed to fully supporting FBL in its continued growth, while maintaining management continuity and providing world-class products and services that are in line with customer needs. He said that our focus is to further strengthen Faysal Bank’s position as a prominent leader in Pakistan’s Islamic banking sector and strengthen its role in the country’s economic development.”
He added that we have recently reiterated this commitment to the State Bank of Pakistan (SBP), which is a clear indication of the Group’s commitment to ensuring the sustainability of Faysal Bank and improving operational performance. DMIT and Ithmar Group will continue to provide the strategic guidance and resources required to ensure Faysal Bank’s sustainable growth, further consolidate its market leadership position, and provide high-quality services to customers.
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