ISLAMABAD: The Easypaisa digital bank’s Board of Directors has approved the financial results for the six months ended June 30, 2026, showing Rs8.26 billion in pre-tax profit and Rs5.78 billion in profit after tax.
According to the bank’s spokesperson, pre-tax profit increased 2.27 times year-on-year, while earnings per share stood at Rs9.61.
The bank attributed the strong financial performance to growth in its customer base and transaction volumes, expansion of core business segments, and continued investment in its workforce and digital innovation.
Easypaisa’s total income increased 30.50% year-on-year, while net markup income grew 32.46% during the period. Fee-based income also rose 28.34%, driven mainly by payments, disbursements and insurance-related products.
As of June 30, 2026, the bank’s total assets had reached Rs232.58 billion, while customer deposits surged 67.37% year-on-year to Rs158.58 billion.
The bank’s gross loan portfolio stood at Rs31.11 billion during the period.
The financial results also highlighted the bank’s strong capital position and asset quality. Its capital adequacy ratio stood at 23.75%.
Meanwhile, global credit rating agency PACRA upgraded Easypaisa Digital Bank’s long-term rating to AA- on July 1, 2026, citing its financial position, capital strength and asset quality.
The latest results underscore Easypaisa Digital Bank’s continued expansion in Pakistan’s rapidly growing digital banking and financial services sector.
